Financial Planning for American Airlines Pilots & Senior Flight Attendants

Financial clarity for a career spent above the clouds.

Birch Bay Financial Planning helps American Airlines pilots and senior flight attendants turn irregular schedules, pension complexity, and travel benefits into a plan that actually fits your life.

TAKEOFF → LANDING

A plan that stays grounded, wherever your schedule takes you.

Who We Serve

Two distinct careers. Planning that fits each path.

Pilots and flight attendants earn, accrue seniority, and retire differently at American Airlines so we don’t treat the planning the same way either.

Pilots

Every stage of your career, from new-hire to retirement.

We work with American Airlines pilots at any point in their career, building a financial foundation early on, growing wealth mid-career, and planning the transition into retirement.

Senior Flight Attendants

Focused on senior crew approaching retirement.

Our flight attendant clients are senior crew members who are actively planning for retirement, working through pension decisions, Social Security timing, and healthcare bridges.

A More Connected Plan

Comprehensive planning. A deliberately personal practice.

Comprehensive planning, under one roof.

Investment strategy, retirement planning, tax-aware decisions, insurance review, cash-flow planning, and estate & legacy coordination so the important pieces of your financial life work together.

A practice built for depth, not volume.

We take on a limited number of households so every client relationship receives thoughtful, ongoing attention. We begin with a conversation to make sure the fit is right for both sides.

We take on a limited number of households so every client relationship receives thoughtful, ongoing attention. We begin with a conversation to make sure the fit is right for both sides.

Fee-only. Clear from the start.

Our advice is paid for directly by clients, not by commissions or product sales, so you always know what you’re paying and why.

A fiduciary commitment.

Your best interests come first in the recommendations we make and the plan we build together.

Your best interests come first in the recommendations we make and the plan we build together.

Client Access

Your plan and accounts, within reach.

When your portal links are ready, you’ll be able to access your RightCapital plan and Altruist account from one simple place.

Visit Client Login

RightCapital client planning interface
Altruist client app interface

Let’s Stay Connected

Start with an initial conversation.

Share a few details and we’ll be in touch to schedule your initial visit.

Weekly Newsletter

The Birch Bay Newsletter

A weekly newsletter for airline households, with timely planning ideas and financial decisions worth keeping on your radar.

© 2026 Birch Bay Financial Planning. All rights reserved.

Information on this website is for informational purposes only and is not intended as personalized investment, tax, or legal advice.